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    1. Make a list of all your debts and include:

      • Total amount (balance) you owe.

      • Minimum monthly payment.

      • Annual percentage rate (APR) of interest.

    2. Download the

       

      Debt Pay-Off Plan.

    3. Watch this

       

      video

       

      to learn how to create your own debt repayment plan.

    We generally recommend you use the Debt Snowball Method to pay off your debts. It provides quick wins as you pay off small debts first and see the effect quickly.

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